Frequently asked questions
What qualifies as a compensable stress claim in New York workers’ comp?
As of a January 2025 change to New York law (WCL §10(3)(b)), the Workers' Compensation Board can no longer deny a claim for PTSD, acute stress disorder, or major depressive disorder solely on the ground that the stress wasn't greater than what typically occurs in a normal work environment — a significant expansion that previously applied only to first responders. Sustained harassment, a traumatic workplace incident, or chronic extreme pressure can all support a claim. That said, stress arising from routine, lawful personnel actions — such as ordinary discipline, performance reviews, or job transfers — generally still doesn't qualify as a compensable cause.
What does the NY Workers’ Compensation Board cover, and when would I need a personal injury lawsuit instead?
The NY Workers’ Compensation Board (WCB) provides no-fault benefits: medical treatment and wage replacement at two-thirds of your average weekly wage (AWW), up to the state maximum. You cannot sue your employer in civil court for a work injury covered by workers’ comp. However, if a third party — such as a negligent client, contractor, or equipment manufacturer — caused or contributed to your stress-related harm, a separate personal injury lawsuit against that third party may be possible alongside your WCB claim.
How do you prove a mental stress workers’ comp claim in New York?
The foundation of a successful stress claim is medical documentation from a licensed psychiatrist or psychologist who links your diagnosis (PTSD, anxiety disorder, depression) directly to specific workplace conditions. You will also need to provide a detailed written account of the stressors, records of any HR complaints or incident reports, witness statements where possible, and consistent treatment records. The Board will scrutinize whether the stressor was genuinely work-related and extraordinary, so a clear paper trail is critical.
How long do you have to file a workers’ comp stress claim in New York?
In New York, you generally have two years from the date of the injury or the date you knew (or should have known) your condition was work-related to file a claim with the Workers’ Compensation Board. For gradual-onset mental stress conditions, the clock typically starts when a treating physician first connects your diagnosis to your job. Missing this deadline can bar your entire claim, so file as early as possible.