New York City Lawsuit Settlements: What to Know

Most NYC personal injury cases resolve through settlement—a negotiated payout that avoids trial. NY law gives you 3 years to file under CPLR §214.

Last updated June 2026
Laurence P. Banville, New York personal injury attorney
Laurence P. Banville Managing Partner · NY & D.C. Bars

Frequently asked questions

How do lawsuit settlements work in New York City?

In NYC, most personal injury lawsuits settle before trial through negotiations between your attorney and the defendant’s insurance company. Once both sides agree on a dollar amount, you sign a release waiving future claims and receive payment—typically within 30 to 60 days. Settlements can happen at any stage, from pre-litigation through jury selection.

How long does a lawsuit settlement take in New York?

Timeline varies widely by case complexity. Straightforward car accident claims may settle in 6 to 12 months; serious injury cases—especially those involving surgery, permanent disability, or disputed liability—often take 2 to 4 years or longer. New York City courts are among the busiest in the country, which can extend litigation timelines if a case goes to suit.

What damages can I recover in a New York City personal injury settlement?

New York personal injury settlements may include economic damages (medical bills, lost wages, future care costs) and non-economic damages (pain and suffering, loss of enjoyment of life). NY follows a pure comparative fault rule under CPLR Article 14-A, so you can still recover even if you were partly at fault—your award is simply reduced by your percentage of fault.

What is the statute of limitations for personal injury lawsuits in New York?

Under CPLR §214, most New York personal injury claims must be filed within 3 years of the date of injury. Exceptions apply—claims against NYC or a municipal agency require a Notice of Claim filed within 90 days of the incident. Missing these deadlines typically bars your right to sue, so consulting an attorney promptly is critical.

Laurence P. Banville

Reviewed by Laurence P. Banville, Esq.

Managing Partner, Banville Law · New York & D.C. Bars

Laurence Banville is a New York personal injury attorney and the Managing Partner of Banville Law. Born in County Wexford, Ireland, he earned his law degree summa cum laude from University College Dublin and once defended insurance companies in product-liability litigation — experience he now uses for injured New Yorkers. He has been named to the Irish Legal 100 and the Irish Echo’s Top 40 Under 40, and is an AVVO Rated attorney.

NY Bar D.C. Bar Irish Legal 100 AVVO Rated AAJ Member

Read Laurence’s full bio →

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Laurence P. Banville, Esq., New York personal injury attorney
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