Difficulties Receiving Workers’ Comp
While every employee is entitled to workers’ compensation, many injured workers struggle to receive their benefits. Employers and insurance companies both frequently dispute and deny claims in order to keep premiums low and insurance company profits high.
In other cases, employers misclassify employees as independent contractors in order to avoid providing these benefits. This is illegal and employers who intentionally misclassify workers could face criminal penalties in addition to liability in personal injury claims.
If your claim has already been denied, you may be feeling stressed and worried about how you’ll support you family until you can return to work. While the appeals process can cause headaches for injured workers, having an experienced New York electrical work injury lawyer by your side can help you get through it quickly and painlessly. Your employer’s insurance carrier will have their own lawyers who specialize in denying claims. It’s only fair that you have your own legal aid to help you through the process.
Common Electrical Work Hazards
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The Occupational Safety and Health Administration (OSHA) has identified six common electrical worker hazards. They suggest that employers instruct their employees on the dangers of these hazards by using the acronym BE SAFE:
- Burns – Burns are the most common electrical injuries. These can be broken down into three categories: thermal contact, electrical, and flash.
- Electrocution – OSHA defines electrocution as an exposure to a lethal amount of energy, resulting in death. Electrocutions are one of OSHA’s fatal four construction accidents, accounting for 8.6% of deaths on construction sites.
- Shock – Shock injuries are caused by electrical current passing through the body, resulting in electrical shock.
- Arc Flash/Blast – When electrical energy is released into the air while there is a high-voltage gap and a breakdown between conductors, arcs and explosions can happen. These events also release thermal radiation which can cause burns.
- Fire – Electrical fires may be caused by defective outlets, old wiring, or issues with cords, plugs, receptacles, and switches.
- Explosions – Sometimes, electrical currents mix with explosive airborne materials, resulting in an explosion and serious injuries.
Regardless of how your injury may have occurred, you are entitled to financial compensation when you’re unable to work. Workers’ compensation is a no-fault form of insurance, which means that you’re entitled to benefits and your employer is protected from lawsuits, even if negligence caused the accident.
Compensation For Fatal Electrical Work Injuries
Unfortunately, electrocutions are some of the most common fatal work injuries. While families are aware of the risks of their loved one’s occupation, there’s no way to prepare yourself for life after the unexpected death of a loved one.
Grieving is painful enough without having to worry about how your family will keep the lights on. Workers’ compensation provides death benefits for the families of workers who passed away in work-related injuries. Additionally, your family may have grounds for a wrongful death lawsuit if negligence was a contributing factor to your loved one’s death.
At Banville Law, we understand how painful it is to lose a loved one. That’s why we’re proud to assist surviving families and make sure that they can support themselves financially. This way, you can focus on supporting each other without worrying how you’ll pay your bills.